Terms of Use Acceptance of Terms By using this Website, you represent that you have read and understood the terms and conditions as set forth below without limitation or qualification. The terms and conditions may be revised by us from time to time by updating this posting without notice to you. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions to which you are bound. If you do not accept these terms and conditions, please immediately discontinue your access to this website and/or use the services. Your application / proposal obligations When proposing for an insurance with Multi-Purpose Insurans Berhad, you agree to provide true, accurate, current and complete information. If you do not fully and faithfully provide all the facts as you know or ought to know to Multi-Purpose Insurans Berhad, your policy may be invalidated and Multi-Purpose Insurans Berhad reserves the right to refuse any and all current or future use of this website. Availability Whilst we take all reasonable steps to ensure this website is always accessible, we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defect of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website. Accuracy and Validity of Information Whilst we take reasonable steps to ensure that the information and material contained in this website is accurate, and that all information and material is published is in good faith, we do not warrant or represent the accuracy, reliability, timeliness, correctness or otherwise of this website’s contents or the results of the use, and disclaims to the maximum extent permitted by law all warranties expressed and implied by statute, custom or usage relating to the information contained on this website. Accordingly, we do not accept any liability for any error or omissions and will not be liable for any direct, indirect, consequential losses or damage arising out of the use of this website or any errors, inaccuracies or omissions in information and materials provided. We shall also not be liable for any loss damage or expense suffered or incurred by you as a result of any act or omission by you in reliance of any of the information contained in this website. Disclaimer Asia Insurance Co Ltd nor any other company within the Group will be liable for any loss of use, profits, savings or data or any in direct, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation to the foregoing any losses in relation to your use of, reliance upon or inability to use the website. The information and content contained in this website is for general information only and is not intended to be constituted as an offer to sell, or a solicitation of any offer to buy by anyone in any jurisdiction in which such solicitation or offer is not authorised or to any person whom it is unlawful to make such solicitation or offer under the relevant laws of such jurisdiction. If you are dissatisfied with the terms of use, it is your sole and exclusive discretion to discontinue using this website. Privacy Your personal information that is entered on our Web site is strictly confidential and will not be accessed by or shared with anyone outside our company without your prior written approval. When registering with us you specifically agree and authorize us to send to you, via your e-mail, all notices relating to other Multi-Purpose Insurans Berhad products or services offered or to be offered and all notices as required to be sent under the policy of insurance Indemnity You shall indemnify and shall keep us indemnified against all losses, damages, fees, cost, charges and expenses which we may have sustained or may have incurred and which have arisen directly or indirectly out of or in connection with your request via this website. Modification We reserve the right to update, amend, cancel or vary at any time these terms and conditions without notice to you. Any such amendment shall be effective once the revised terms have been posted on this website. As these terms and conditions may be updated from time to time, we suggest that you check them whenever you visit the website to ensure that you have seen and are aware of our latest terms. Conflict between English Text and Other Language Text If there is any conflict or discrepancy between the English text and as to the meaning of any of the terms, conditions and/or any contents contained in this website and any translation thereof, the English text shall prevail. Proprietary Rights Multi-Purpose Insurans Berhad owns this website and the services available on this website. All contents included on this website, including text, graphics, logos, buttons, icons and images, is protected by the Malaysian copyright, cyber and trademark laws. When you register your proposal for insurance, you accept without limitation or qualification, all these terms and conditions which take effect from the time of such registration. Third Party Link and Content This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the website to which it links. We accept no responsibility or liability for the contents of any linked website. Jurisdiction and Law The laws of Malaysia shall apply to this website and these terms and conditions shall be governed by and construed in accordance with the laws of Malaysia. Disputes arising here from shall be subject to the exclusive jurisdiction of the courts of Malaysia.